Identification Card and Identity Verification Example

Continuing with the example, suppose that the Ekyc Verification PASSED, and the customer completes the account application. Now you want to verify that the person who entered the data is actually who he or she claims to be. Your website can embed the Jumio Web Client, and/or your mobile applications can embed the Jumio Mobile SDKs to guide your user through the process of taking a picture of their government-issued identification and taking a selfie. The ID images and the selfie are uploaded to Jumio as credentials associated with the account that was previously created for the user, and a new transaction calling the ID and Identity Verification service is executed.

Both the Web Client and the SDKs handle complex tasks such as working with the device’s camera, uploading the images, guiding the user, and initiating the workflow once the required credentials are uploaded. This makes integrating Jumio services with your website or app relatively easy.

The service performs a rigorous set of checks to:

Confirm the validity of the ID.
Verify that the selfie is of a live person.
Verify that the selfie matches the picture on the ID.

Again, if no problems are detected your new customer can be safely onboarded. But if an issue is detected, what happens next depends on the severity of the problem. If the probability of fraud is high, the account application can be rejected. But if the probability of fraud is moderate, or if the credentials are incomplete or insufficient, you can review the results of the transaction in the Portal, or retrieve them programmatically, and take appropriate action.